Terms Of Service 2017-09-01T16:22:01+00:00

Agreement between User and Journey Wealth Partners, LLC

Welcome to www.journeywealthpartners.com.
Journey Wealth Partners (the “Website”) is owned and operated by Journey Wealth Partners, LLC (“Journey Wealth Partners”). Journey Wealth Partners is dedicated to providing visitors to Journey Wealth Partners with a highly useful experience, while at the same time protecting our rights and the rights of our users. We have developed these Terms of Service to govern your use of Journey Wealth Partners, and we, along with our affiliates, partners, provide content and services to you subject to the following conditions. Your use of Journey Wealth Partners tells us you have read and agreed to these Terms of Service. Please read them carefully. This Terms of Service is a binding contract between you and Journey Wealth Partners, regarding your use of Journey Wealth Partners. If you do not agree with any of these terms, please exit the Website.

Copyright Notices
All contents of this Website are: Copyright © Journey Wealth Partners, LLC 747 Main Street Suite 120 Concord, MA, or third-party content providers and are protected by international copyright law. All rights reserved.
All of the information, content, services and software displayed on, transmitted through, or used in connection with the Website, including for example, advertising, directories, guides, articles, opinions, reviews, text, photographs, images, illustrations, audio clips, video, html, source and object code, software, data, and all other matters related to this website, including without limitation, the selection and arrangement of the aforementioned and the “look and feel” of this website (collectively, the “Content”), are protected under applicable copyrights and other proprietary (included but not limited to intellectual property) rights and are the intellectual property ofJourney Wealth Partners, and its affiliated companies, licensors and suppliers. Journey Wealth Partners actively protects its rights to the Content to the fullest extent of the law. The copying, rearrangement, redistribution, modification, use or publication by you, directly or indirectly, of any such matters or any part of the website, except for limited rights of use granted hereunder, is strictly prohibited. You may not use such material except as provided in these Terms of Service.

You may use the Content online and solely for your personal, non-commercial use, and you may download or print a single copy of any portion of the Content for your personal, non-commercial use, provided you do not remove any trademark, copyright or other notice contained in such Content. You may, for example, republish the Content on any Internet, Intranet or Extranet site or incorporate the Content in any database, compilation, archive or cache. You may distribute any of the Content to others, but not for payment or other consideration, and you may not modify, copy, frame, reproduce, sell, publish, transmit, display or otherwise use any portion of the Content without securing the prior written consent of Journey Wealth Partners.

Requests to use the Content for any purpose other than as permitted in this paragraph should be directed to Peggy@JourneyWealthPartners.com. In certain cases, you may be able to obtain a license to use individual articles that appear on Journey Wealth Partners.

Third Party Copyright Notice
Journey Wealth Partners contains text, photo, graphic, audio and/or video material with approval from several third party content providers (“Third Party Content”). Third Party Content shall not be published, broadcast, rewritten for broadcast or publication or redistributed directly or indirectly in any medium. Neither Third Party Content, nor any portion thereof, may be stored in a computer except for personal or non-commercial use. Neither Journey Wealth Partners nor any third party content provider will be held liable for any delays, inaccuracies, errors or omissions there from or in the transmission or delivery of all or any part thereof or for any damages arising from any of the foregoing.

Copyright Complaints
Journey Wealth Partners respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement or are aware of any infringing material placed by any third party on Journey Wealth Partners website, please contact us at the address listed below under the heading “Contact Us.”

Trademarks
The Content includes logotypes, trademarks and service marks (collectively “Marks”) owned by Journey Wealth Partners LLC, and Marks owned by other information providers and third parties. For example, Journey Wealth Partners is a trademark of Journey Wealth Partners. No Marks may be used in any manner unless approved in advance, in writing by Journey Wealth Partners.

Links To, Alteration Of, And Frames Of, Journey Wealth Partners
If you operate a web site and wish to link to Journey Wealth Partners, you may link only to the home page, http://www.JourneyWealthPartners.com, and not to any other page or sub-domain of Journey Wealth Partners without our express written consent. You may not frame or utilize framing techniques that involve any trademark, logo, copyrighted material or other proprietary information (including images, text, page layout, or form) of any portion of Journey Wealth Partners without our express written consent. You may not alter or modify in any way, Journey Wealth Partners including but not limited to using any software to suppress or alter the display of Journey Wealth Partners. In addition, you agree not to decompile, reverse engineer or disassemble any software or other products or processes accessible through JourneyWealth artners.com, not to insert any code or product or manipulate the content of Journey Wealth Partners in any way that affects the user’s experience, and not to use any data mining, robots, cancelbots, Trojan horse, or any data gathering or extraction method in connection with your use of JourneyWealthPartners.com.

Membership and Registration
Certain areas of Journey Wealth Partners may require registration or may otherwise ask you to provide information to participate in certain features or access certain content. The decision to provide this information is purely optional, however if you elect not to provide such information, you may not be able to access certain content or features or participate in various areas of journeywealthpartners.com,. You may also provide information to Journey Wealth Partners in other contexts, including, for example, in order to register for the newsletter or blog. When you register or become a participant of Journey Wealth Partners or provide information to Journey Wealth Partners in any other manner, you agree to provide only true, accurate, current and complete information on all registration pages. Using a name other than your own legal name is prohibited (except in those specific areas of Journey Wealth Partners that specifically ask for unique, fictitious names, e.g. the blog). You agree that Journey Wealth Partners may use the information you provide to us according to the Privacy Policy on our Website.
If you become a participant of journeywealthpartners.com,, you agree to accept responsibility for all activities that occur under your account or password, and agree you will not, transfer or assign your participating or any participant rights. You are responsible for maintaining the confidentiality of your password and for restricting access to your computer so that others may not access Journey Wealth Partners using your name in whole or in part. Journey Wealth Partners reserves the right to terminate participation and deny access to the Website to any person who violates this Terms of Service.

User-Created Content
By placing material on, or communicating with, journeywealthpartners.com,, including for example communication during registration, communication on any Journey Wealth Partners blog etc., you represent and warrant that you own or otherwise control all of the rights to the content that you provide, that the content is accurate, that it does not violate these Terms of Service, and that it will not cause injury to any person or entity. You grant Journey Wealth Partners, its affiliates and related entities, including journeywealthpartners.com,, a royalty-free, perpetual, irrevocable, non-exclusive right and license to use, copy, modify, display, archive, store, distribute, reproduce and create derivative works from all information you provide to us in any public area of journeywealthpartners.com,, in any form, media, software or technology of any kind now existing or developed in the future. Without limiting the generality of the previous sentence, you authorize Journey Wealth Partners to include the information you provide in a searchable format that may be accessed by users of journeywealthpartners.com. You also grant Journey Wealth Partners the right to use your name and any other information about you that you provide in connection with its use and with the reproduction or distribution of such material, and also grant Journey Wealth Partners the right to use any material, information, ideas, concepts, know-how or techniques contained in any communication you send to us for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products using such information. All rights in this paragraph are granted without the need for additional compensation of any sort to you.

Please note that Journey Wealth Partners does not accept unsolicited materials or ideas for use or publication. Journey Wealth Partners is not responsible for the similarity of any of its content or programming in any media to materials or ideas transmitted to journeywealthpartners.com,.

Other Specifics About Interactive Areas (Blog)
Journey Wealth Partners blog is provided to give users an interesting and stimulating forum to express their opinions and share their ideas and information. Given the nature of Journey Wealth Partners and the volume of messages and postings, Journey Wealth Partners cannot and does not monitor all of the material posted or transmitted by users and third party information providers. To protect your safety, please use your best judgment when using these forums. We particularly discourage divulging personal phone numbers and addresses or other information that can be used to identify or locate you. Journey Wealth Partners reserves the right to delete, move or edit any communications at any time, for any reason or in its discretion, but has no obligation to review or remove any such content.

Posting Rules
The blog is intended to encourage financial planning and investment management education. We expect people to differ—judgment and opinion are subjective things—and we encourage freedom of speech and a marketplace of ideas. But by using these areas of journeywealthpartners.com,, you are participating in a community that is intended for all our users. Therefore, we reserve the right to remove any content posted on our site at any time for any reason. Decisions as to whether content violates any Posting Rule will be made by Journey Wealth Partners in its discretion after we have actual notice of such posting. Without limiting our right to remove content, we have attempted to provide guidelines to those posting content on our Website. When using journeywealthpartners.com,, please do not post material that:

  • contains vulgar, profane, abusive or hateful language, epithets or slurs, text or illustrations in poor taste, inflammatory attacks of a personal, racial or religious nature, or expressions of bigotry, racism, discrimination or hate.
  • is defamatory, threatening, disparaging, grossly inflammatory, false, misleading, deceptive, fraudulent, inaccurate, unfair, contains gross exaggeration or unsubstantiated claims, violates the privacy rights of any third party, is unreasonably harmful or offensive to any individual or community, contains any actionable statement, or tends to mislead or reflect unfairly on any other person, business or entity.
  • violates any right of Journey Wealth Partners or any third party.
  • discriminates on the grounds of race, religion, national origin, gender, age, marital status, sexual orientation or disability, or refers to such matters in any manner prohibited by law.
  • violates any municipal, state or federal law, rule, regulation or ordinance, or attempts to encourage such an evasion or violation.
  • unfairly interferes with any third party’s uninterrupted use and enjoyment of journeywealthpartners.com,.
  • advertises, promotes or offers to trade any goods or services.
  • uploads copyrighted or other proprietary material of any kind on Journey Wealth Partners without the express permission of the owner of that material.
  • uses or attempts to use another’s account, password, service or system except as expressly permitted by the Terms of Service.
  • includes images, photos, articles or other content that constitutes, promotes or encourages illegal acts, violation of any right of any individual or entity, violation of any local, state, national or international law, rule, guideline or regulation, or otherwise creates liability.
  • uploads or transmits viruses or other harmful, disruptive or destructive files.
  • disrupts, interferes with, or otherwise harms or violates the security of journeywealthpartners.com,, or any services, system resources, accounts, passwords, servers or networks connected to or accessible through Journey Wealth Partners or affiliated or linked sites.
  • “flames” any individual or entity (e.g., sends repeated messages related to another user and/or makes derogatory or offensive comments about another individual), or repeats prior posting of the same message under multiple threads or subjects.

A violation of certain of these Posting Rules may be referred to law enforcement authorities. Journey Wealth Partners reserves the right to disclose any information as necessary to satisfy any law, regulation or governmental request.

Third-Party Content
Journey Wealth Partners is a distributor with regard to content supplied by third-party suppliers and Users, therefore, Journey Wealth Partners has no more editorial control over such content than a public library, bookstore or newsstand. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers and Users are those of the respective author(s) or distributor(s) and not of Journey Wealth Partners.

Communications With Third Parties Through journeywealthpartners.com,
Your dealings or communications through Journey Wealth Partners with any party other than Journey Wealth Partners are solely between you and that third party. Under no circumstances will Journey Wealth Partners be liable for any goods, services, resources or content available through such third party dealings or communications, or for any harm related thereto. Please review carefully that third party’s policies and practices and make sure you are comfortable with those policies and practices before you engage in any transaction. Any complaints, concerns or questions you may have relating to materials provided by third parties should be forwarded directly to the third party.

International Users
Journey Wealth Partners is controlled, operated and administered by Journey Wealth Partners from its offices within the United States. Journey Wealth Partners makes no representation that materials or Content available through Journey Wealth Partners are appropriate or available for use outside the United States and access to them from territories where their contents are illegal is prohibited. You may not use Journey Wealth Partners or export the Content in violation of U.S. export laws and regulations. If you access Journey Wealth Partners from a location outside the United States, you are responsible for compliance with all local laws.

E-Mail
Journey Wealth Partners respects the privacy of its readers. Please see our privacy policy.

Modification
Journey Wealth Partners shall have the right, at its discretion, to change, modify, add or remove terms of this agreement at any time without notice. Changes shall be effective immediately. You agree to review this agreement periodically since subsequent use by you of this site shall constitute your acceptance of any changes. Journey Wealth Partners shall have the right at any time to change or discontinue any aspect of journeywealthpartners.com, including, but not limited to, the community areas, content, hours of availability and equipment needed for access to use. Such changes, modifications, additions or deletions shall be effective immediately upon posting and any subsequent use by you after such posting shall conclusively be deemed to be acceptance by you of such changes, modifications or deletions.

Disclaimer

ALL MATERIALS AND SERVICES IN THIS SITE AND THIRD-PARTY SITES TO WHICH IT LINKS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. THE CONTENT PUBLISHED ON THIS WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY MADE TO THE INFORMATION HEREIN. JOURNEY WEALTH PARTNERS AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEB SITE AT ANY TIME INCLUDING CHANGES TO THESE TERMS OF SERVICE. JOURNEY WEALTH PARTNERS AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS AND, TO THE FULLEST EXTENT ALLOWED BY LAW, DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE REGARDING THE SUITABILITY OF THE INFORMATION; THE ACCURACY, RELIABILITY, COMPLETENESS OR TIMELINESS OF THE CONTENT, SERVICES, PRODUCTS, TEXT, GRAPHICS, LINKS, OR OTHER ITEMS CONTAINED WITHIN THIS SITE, OR THE RESULTS OBTAINED FROM ACCESSING AND USING THIS SITE AND/OR THE CONTENT CONTAINED HEREIN. JOURNEY WEALTH PARTNERS DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE, INCLUDING BULLETIN BOARDS OR THE SERVER THAT MAKES IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE USER ASSUMES THE ENTIRE COST OF ALL NECESSARY MAINTENANCE, REPAIR OR CORRECTION OF THE USERS COMPUTER AND OTHER EQUIPMENT.

Use Of This Website Is At Your Own Risk.
This Website may contain advice, opinions, and statements of various information providers and content providers. Journey Wealth Partners does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any user of this site or other person or entity. Reliance upon any such opinion, advice, statement, or other information shall also be at your own risk. Neither Journey Wealth Partners nor its affiliates, nor any of their respective agents, employees, information providers or content providers shall be liable to any User or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any content herein, regardless of cause, or for any damages resulting there from.

Neither Journey Wealth Partners, its affiliates, information providers or content providers shall have any liability for investment decisions based upon, or the results obtained from, the information provided. Neither Journey Wealth Partners, its affiliates, information providers or content providers guarantee or warrant the timeliness, sequence, accuracy, or completeness of any such information. Nothing contained in this Website is intended to be, nor shall it be construed as, investment advice.
Indemnity/Limitation of Liability

Under no circumstances, including, but not limited to, negligence, shall Journey Wealth Partners, or its affiliates be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the Content, unauthorized access to or alteration of your transmissions or data, the Content or any errors or omissions in the Content, even if advised of the possibility of such damages. You specifically acknowledge and agree that Journey Wealth Partners is not liable for any conduct of any User.

AS A CONDITION OF USE OF THIS WEBSITE, YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS, JOURNEY WEALTH PARTNERS AND ITS SUPPLIERS, EACH OF THEIR PARENT AND AFFILIATED COMPANIES, AND EACH OF THEIR RESPECTIVE PARTNERS, SUPPLIERS, LICENSORS, OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, REPRESENTATIVES, CONTRACTORS AND AGENTS, FROM ANY AND ALL CLAIMS (INCLUDING, BUT NOT LIMITED TO, CLAIMS FOR DEFAMATION, TRADE DISPARAGEMENT, PRIVACY AND INTELLECTUAL PROPERTY INFRINGEMENT) AND DAMAGES (INCLUDING ATTORNEYS’ FEES AND COURT COSTS) ARISING FROM OR RELATING TO ANY ALLEGATION REGARDING: (A) YOUR USE OF JOURNEYWEALTHPARTNERS; (B) JOURNEYWEALTHPARTNERS.COM’S USE OF ANY CONTENT OR INFORMATION YOU PROVIDE, AS LONG AS OUR USE IS NOT INCONSISTENT WITH THIS AGREEMENT; (C) INFORMATION OR MATERIAL POSTED OR TRANSMITTED THROUGH YOUR MEMBERSHIP ACCOUNT, EVEN IF NOT POSTED BY YOU; AND, (D) ANY VIOLATION OF THESE TERMS OF SERVICE BY YOU. If you are dissatisfied with anyJourneyWealthPartners.com, material, or with any of JourneyWealthPartners.com,’ terms and conditions, your sole and exclusive remedy is to discontinue using JourneyWealthPartners.com,.

General
This Agreement shall be deemed to include all other notices, policies, disclaimers, and other terms contained in this Website; provided, however, that in the event of a conflict between such other terms and the terms of this Agreement, the terms of this Agreement shall control.

This Agreement has been made in and shall be construed and enforced in accordance with Massachusetts law. Any action to enforce this agreement shall be brought in the federal or state courts located in Massachusetts. If any provision is deemed to be unlawful or unenforceable, that shall not affect the validity and enforceability of the remaining provisions. Any failure of Journey Wealth Partnerss to enforce or exercise any provision of this Agreement or related right shall not constitute a waiver of that right or provision. The section titles used in this Agreement are purely for convenience and carry with them no legal or contractual effect. In the event of termination of this Agreement for any reason, you agree that the following provisions will survive: the provisions regarding the limitations on your use of Content, the license(s) you have granted to JourneyWealthPartners.com, and all other provisions for which survival is equitable or appropriate.

Service Contact
Contact peggy@Journeywealthpartners.com with questions or problems with this Website.
Any rights not expressly granted herein are reserved.